Tag Archives: liability

Condo & Home Insurance – What’s the Difference?

What's the Difference?: Condo & Home Insurance

Buying a condo is similar to buying a home in many ways because you get the freedom of owning your own place, but you also share the building with all the other tenants. So how does insurance work?  They Key Differences One of the main differences between home and condo ownership resides in how much

Why You Need to Review Your Homeowners Insurance Policy

Why You Need to Review Your Homeowners Insurance Policy

If there’s one piece of advice we can give you it’s to never assume, especially when you are dealing with something as important as your homeowners insurance policy.  Homeowners insurance can be a confusing policy to understand. Riddled into every sentence there lies insurance lingo which almost seems like it was created to confuse. Each

Insurance Misconceptions Which Could Cost You

Insurance Misconceptions Which Could Cost You

There are a lot of assumptions about insurance out in the real world, and most–if not all–of them could cost you dearly.  Most of us dread the idea of having to deal with insurance–whether it be auto, home, umbrella, or what have you. And as independent agents, we understand the confusion that most people have

Do You Need Personal Liability Insurance?

Do You Need Personal Liability Insurance?

Personal liability insurance is something you should never be without, as it can protect you and your family from a rather nasty lawsuit. Liability insurance is all about financial protection for you and your family. The personal liability coverage that is connected to your homeowners insurance policy provides coverage for both bodily injury and property damage

Lower Your Risk of Professional Liability Lawsuits

Professional Liability Lawsuits

Protect your business from error-based lawsuits. Business owners, are you laying all the right groundwork to protect your company from lawsuits? Although you may think you are, one common risk that many forget is the professional liability. One simple error or oversight can quickly land your business in a courtroom, facing hundreds of thousands of

Everything You Need To Know About Renter’s Insurance

Smiling young couple shaking hands with an insurance agent or investment adviser

Renter’s Insurance Basics Many renters assume that they do not need their insurance coverage because their landlord has a policy for the property. However, your landlord’s insurance policy will only provide protection for damage that is done to the exterior of the building, not for all of your personal belongings that you keep inside. Keep these

Covering Your Condo

Condo Insurance Coverage Investing in the right condo insurance policy is the only way to make sure that your home and assets are protected. While the master policy that is provided by your homeowners association will provide some protection, it will not cover damage that is done to your personal belongings that are kept inside