Does My Homeowner’s Insurance Cover Flooding?

One of the most important things you must think about when owning a home is your homeowners insurance. Although buying a home is exciting, making sure you have adequate coverage is a priority.

When deciding on a policy, flood insurance is very important. Your focus should be on the pertinent questions – What is not covered by homeowners insurance? Is the home in a flood zone? Will it be covered? What conditions or stipulations are there, if any? Can it be added to an existing policy if you find out that you don’t currently have coverage? You never want to be in a position where you could possibly lose everything due to water damage.

Even if you don’t live in a flood zone, major storms can be catastrophic. It’s always better to be safe than sorry. When purchasing a new policy or reviewing your current one, take a minute to read the fine print and get help if needed. North American Advantage Insurance Services can help you understand the intricacies of your policy and make sure you have adequate coverage. Take advantage of the opportunity to get professional advice. Contact them today.