7 Times You Seriously Need Renter’s Insurance

If you think that renters insurance isn’t for you, you may want to reconsider. Any of the following situations could happen to you and if they do, you’ll wish you had coverage.

Disaster. Fire, power surges, wind damage and lightning are a few examples of disasters that could ruin your personal property.

Burglary. If a thief breaks into your home and steals your TV, stereo, computer or jewelry, you won’t be able to replace them without personal property coverage.

Vandalism. When the thief in #2 breaks a window to gain access to your home you’ll need to pay to have it repaired.

Injury. When someone gets hurt in your home and incurs medical expenses, liability insurance can cover it.

Damages to someone else’s property. If you accidentally damage someone else’s property, your liability insurance will cover it.

Temporary housing costs. If damages happen at your home and make it unlivable, renters insurance can cover the expenses of you living elsewhere during the repairs.

Theft. If your personal property is stolen, even when not at home, you’ll be covered for the loss.

North American Advantage Insurance Services can help you secure affordable renters insurance. Contact us today for more information.