Monthly Archives: December 2013

What You Need to Know about Insuring a Condo or Co-op

If you own a condo or a co-op, you know that insuring such a property is different from insuring a single family home. After all, you may not have a yard or a garage. In addition, some major features of the dwelling, such as the roof and the furnace, are usually shared by more than

Settling Insurance Claims After a Disaster

If you have had the bad luck to be affected by a disaster like fire, hurricane, or flood, you need get started right away on settling your insurance claim. Here is what you need to do if you have been unfortunate enough to be affected by a disaster. First, you should contact your agent immediately.

The Ideal Umbrella Customer

Umbrella insurance policies may seem like a great deal for anyone concerned, however, there are certain individuals that may benefit from their use more than others. It is important to first understand what an umbrella policy really is. Umbrella insurance is essentially supplementary insurance in excess of other policies that the holder may currently have.

Avoiding Drinking and Driving During the Holiday Season

The holiday season is a time for frequent parties and celebrations and alcohol is a common guest at these gatherings. Bringing in the New Year almost seems synonymous with having at least one drink to toast! Unfortunately, this means that drinking and driving is also prevalent throughout the season. The risks that this presents for

3 Important Holiday Safety Tips

Christmas is just around the corner and that means it’s time to break out the decorations. This year when decorating your home for the holidays keep these important safety tips in mind. Holiday Decorating Safety Tips Use the buddy system when hanging outdoor Christmas lights. Having another person help while you string your lights outside is a

Four Auto Insurance Myths

There are a lot of auto insurance myths out there. It is important to be aware of these myths before you shop for car insurance. Here are four auto insurance myths. Myth #1: The Older You Get, the More Expensive Your Insurance Gets The truth is that your car insurance rates can actually go down