Monthly Archives: August 2013

Trees and Insurance: Are You Covered?

Homeowners concerned about damage to their home by trees may wish to learn more about what is and isn’t covered under a standard insurance policy. In general, damages caused by trees during a storm is usually covered through a homeowners insurance policy. In the event of a hurricane or other natural disaster, there usually won’t

7 Times You Seriously Need Renter’s Insurance

If you think that renters insurance isn’t for you, you may want to reconsider. Any of the following situations could happen to you and if they do, you’ll wish you had coverage. Disaster. Fire, power surges, wind damage and lightning are a few examples of disasters that could ruin your personal property. Burglary. If a

What you Should Do Following a Car Accident

Car accidents can be very scary. Luckily, most are not very traumatic. However, even in minor accidents, there are certain steps you should take to assure your safety and help you get on with everyday life. These simple tips will help you determine the correct steps to take in case of a car accident. Make

The Advantages of Working with an Independent Agency

At North American Advantage Insurance Services, we are proud to be an independent insurance agency. What does that mean and what advantages does that hold for you? Well, an independent agency has the ability to work with multiple insurance carriers. Rather than just representing one insurance company, like a captive agency, an independent agency can

Florida Wind Mitigation Credits

Florida residents should be aware of the existence and availability of wind mitigation credits. Properties that have appropriate improvements and features that may potentially reduce wind damage can lower their insurance premiums. Many homeowners may not even realize that their property currently has wind resistive features, and they may not be getting the widen mitigation

Captive Carriers and Direct Writers

When you are looking for insurance, you need to be aware of the difference between captive carriers and direct insurance writers. Captive providers are also referred to as exclusive agents. With direct insurers, you deal directly with one insurance company and no agent is involved. Independent agents work with multiple insurance providers. The rate quotes